Your Visa NAB StraightUp credit card has no interest and also no overseas charges. The monthly fee is small and you’re free to use it any time with no restrictions on where you can spend your money.

If overseas charges are a problem for you, then this card is perfect. You can use it anywhere without worry of getting charged hidden fees. The interest rates are low too so you can spend your money without worrying about paying more over time.

NAB StraightUP Features

Besides Visa, MasterCard and PayPal, there are additional networks that offer low or no foreign currency fees on international purchases. If you don’t make any purchases and have an outstand balance of $0 at the end of the statement period your monthly fee will be reversed.

Save with monthly fees – no interest is accrued and at the same time, you avoid paying penalties for late payment. For $10 a month, you can get unlimited credit up to $1,000.Monthly fee of $15 – gives you access to a credit limit of up to $2,000

For $20 per month, you can have access to a credit limit that ranges from $3,000 to as high as $5,000. Predictable payments. Your minimum payment is fixed at a percentage of your limit, so you know what to set as the budget each month.

NAB StraightUP Main Benefits

If you’re looking for an innovative new way to manage your finances, the NAB StraightUp Credit Card is perfect. One of its great features is that it comes with an Automatic Draft facility that can be used to help manage your cashflow.

Keep it simple with the card, which won’t charge you any interest on your purchases. If you choose to pay off your balance in full each month, then you don’t have to worry about unnecessary fees. However, if this isn’t possible, then there are still aspects that can be controlled and simplified when making monthly payments – picking a credit limit and spending level.

NAB StraightUp Credit Card

As the NAB StraightUp Credit Card works in a different way to other credit cards, we’re going to change the way our review is set out, so that we can explain the ins and outs of this new offering from NAB. Then, we’ll discuss who it is best suited for.

To start with, their interest rate is something different. Unlike other credit cards, the NAB StraightUp Credit Card does not charge interesting when you carry a balance. The annual rate of interest is 0%, which means there will be no more interest charged to your account at all.

Instead of the annual fee, this card charges a monthly fee based on your credit limit. You have a fixed minimum monthly payment, and it is also based on your credit limit. Your payments are predictable, with no surprises.This table shows how much you would have to pay each month, if you were to make the minimum monthly payment on a credit card. Note that the monthly fee for a credit card is included in this amount.

Why apply for NAB StraightUP credit card

If you’re looking for a simple credit card or want to make changes to your current credit card, the NAB StraightUp Credit Card may be what you’re looking for. No foreign currency fees, no late payment fees – this is how you save money in the longrun.

Instead of paying interest, you will have a monthly payment plan with pre-determined, and predictable monthly payments. All in all, your monthly fee might be less than an ordinary credit card.

How to request your NAB StraightUP credit card

Make your credit card pay for itself by lowering the monthly fee. You have the option to lower your credit limit if that suits your spending style, and the provider offers a no use, no pay policy. What we would say though is that before you start using the card, it’s worth doing your reading on NAB’s site to learn more about how it works. You’ll find this information in the Terms section.

The best way to get the most from your card is to understand it. Our tutorials will give you a brief overview of how it works, so you can use the card any way you want. Be over 18 years old to apply for the NAB StraightUP credit card.

We received your application, but we have some questions. As an Australian citizen, you get access to a number of benefits and privileges. Temporary residents are also eligible for some things, though not all. You’ve completed your personal details and are ready to start filling out the online form.

NAB StraightUP credit card

In an increasingly globalized and digital economy, making purchases in foreign currencies is a way of life. However, many people are still paying high currency conversion and service fees on these purchases. This can be avoided by switching to a card or bank account that doesn’t charge foreign currency fees.

If you don’t make any purchases and have an outstanding balance of $0 during the whole statement period we’ll reverse your monthly fee. With a traditional bank, you can find yourself paying more than you have to if your balance is high. This can create problems for your monthly budget and throw off your financial stability. With a credit card from Karma, the minimum payment is fixed based on your credit limit, so you’ll know exactly what to pay each month.

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What kind of credit cards do you have an interest in? You might struggle to find the best option on your own, but with our credit card comparison tool, it’s easy to make an informed decision.