The American Express Low Rate credit card offers a low interest rate and no annual fee. It offers the flexibility of making purchases and paying off the balance over time. This is a great option for customers who want to use their card for convenience but also have limited funds to spare.

American Express Low Rate credit card offers a better rate than most other cards on the market and the flexibility to make purchases and pay off the balance over time. This card offers a low interest rate, no annual fee, and purchase protection.

American Express Low Rate features

Get 3 months protection on your purchase with Card Refund and Purchase Cover when you use your American Express Low Rate Credit Card! Purchase cover and card refund from American Express Low Rate Credit Card are designed to help you avoid the hassle of returning goods.

Not only will they provide you with a full refund on your purchase, but they’ll also refund you the cost of postage if you want to return them. Add up to four extra cards for family members or friends at no additional charge. With the Membership program, you can share your Membership with up to 4 Additional Cards for family members or friends, at no extra fee. Plus, it’s super simple to add a new person.

American Express

Log into your Account anytime with your phone, tablet or computer. If your Card is lost or stolen, you can get it replaced within 48-hours! 24/7 Global Card Support is just a phone call away if you need any help. Use your card to check-out quicker with Apple Pay, Samsung Pay and Google Pay.

If you buy something eligible with your card and it gets damaged within 180 days of purchase, we’ll replace the item for free with a new one. Card Refund Cover, gives you peace of mind when shopping. It’ll cover the cost of eligible items if a store refuses your refund.

Fraud Protection Cover – one charge made on your account and we pay the loss. Plan It Instalments7 is a great way to simplify your credit card repayments. And with 0% p.a. interest and a fixed monthly fee, you never have to worry about paying interest at all.

Why apply for American Express Low Rate credit card

You can apply for The Low Rate Credit Card by: Have no defaults on any of your past debt. You must be aged 18 or over to apply for this card. Citizens of Australia, permanent residents or those holding long-term visas can apply for an Australian identity card (a National Identity Card).

The Low Rate Credit Card is a good option for individuals that are looking to build their credit back up. The low interest rates and long periods of time to repay can help you pay off any outstanding debt while building your credit.

Australian Driver’s License number (if you have one). The Australian Driver’s License number is a unique, 10-digit identification number issued to people who hold an Australian driver’s license. It is used by insurance companies and law enforcement.

Requirements

Details of your income, expenses, and debts. There are many ways to calculate your net worth. Your net worth is everything that you own minus all the things you owe. Calculating your net worth is a quick way to see how far ahead or behind you may be with your finances.

Proof of income is a document that verifies your income to a prospective landlord. It is important for landlords to verify your income as it can affect the amount of money they’re willing to lend you and how much rent they are willing to charge you.

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What kind of credit cards do you have an interest in? You might struggle to find the best option on your own, but with our credit card comparison tool, it’s easy to make an informed decision.