The Coles rewards credit card is the perfect choice for credit card holders looking to make a change. Plus, as a bonus, you’ll get a 0% p.a. balance transfer rate for 12 months and then a low 19.99% p.A. rate when your introductory period expires.

This card can be used by both existing and new customers, and will allow them to take advantage of the opportunity to pay off their debt without interest charges that typically add up quickly with other loans such as credit cards.

Interest-free days on purchases can help you avoid finance charges. These are the days in which you have to pay back the amount of your purchase but interest is not charged. You can get up to 55 interest free days on purchases.

Coles Rewards Features

The Coles Rewards Mastercard which gets you 2 flybuys points for every $1 spent on eligible purchases for the first $3,000. It’s great that the points are uncapped and won’t expire until 2022. You can collect flybuys points over a longer period of time and then you get 60,000 bonus flybuys points when you spend at least $3,000 on eligible purchases.

You can now collect flybuys points over a longer period of time and then you get 60,000 bonus flybuys points when you spend at least $3,000 on eligible purchases.

Coles Rewards credit card

The Coles card offers a standard rate of 19.99% but you’ll also have over 50 days interest-free to clear your balance. If you provide 100% finance by 31 July 2022 and make an eligible purchase of $3,000 or more within 90 days of approval, you could get 40,000 bonus flybuys points.

This card is linked to the Coles flybuys scheme, earning you 2 flybuys points for every $1 spent on eligible purchases up to the first $3,000 and 1 flybuys point from then on. You can earn 2,000 flybuys points by making purchases at Coles supermarkets and get $10 off your shopping to use at Coles supermarkets.

Rewards and Points Program

It is worth noting that eligible transactions excludes Cash Advances, Balance Transfers, Special Promotions, BPAY payments, transactions made in operating a business and bank fees. Enjoy Coles Rewards Mastercard and flybuys simply by scanning the flybuys barcode at the checkout. Plus, you only need one card to do it all instead of carrying around two different cards!

As part of the Mastercard network you can use it wherever Mastercard cards are accepted worldwide and pay for purchases under $100 with “tap and go” using Mastercard PayPass. Unfortunately, our offers all come with terms and conditions; make sure you read these carefully before signing up.

Saving money with the Coles Rewards Mastercard and flybuys is a good way to turn your everyday shoppers into rewards points. You’ll ear 2,000 flybuys points off your shopping at Coles Supermarkets when you redeem $10 worth of points, although there are other ways to get those.

Why apply for Coles Rewards credit card

The Coles Rewards credit card is great for those who like to take advantage of the credit card that can get you things back as you buy. So, by accumulating points you get cashback, gift card, flights and much more

How to request a Coles Rewards credit card

The credit card company has a tough decision to make. They want to know if you are 18 years or older in order to apply for this card. You have to be a permanent australian resident to get a credit card. Permanent residents are those who have been granted the right to live and work indefinitely in a country without needing to seek the citizenship of that country.

Permanent residents are also eligible for many of the same benefits as citizens. Receive a regular income to be able to apply for a card. In order to apply for a credit card, one needs to have an income. Without a steady income, it may be difficult to get approved.

Requirements and Conditions

With the recent economic upswing, more people are in need of employment and are struggling to find jobs that provide stable incomes on their own. This can make applying for a credit card with the intent of building or establishing credit difficult or impossible.

Credit scores are a measure of how likely you are to default on a debt. The higher your credit score, the more likely you are to get approved for loans, credit cards and other types of credit. You can monitor your credit score by checking it at least once a year. Please enter your existing flybuys membership number (if you have one).

The Coles Rewards card

Your credit limit will not be exceeded by the payment of your Balance Transfers. The 0% p.a. interest rate for 12 months applies to balance transfers made with this offer. The balance transfer promotion lasts for 12 months from the date of approval, but you need to make the request within 90 days to benefit from it.

When the transfer period is over, the interest rate on any outstanding balance transferred will revert to 19.99% p.a., which has been the relevant rate for cash advances since Coles Rewards Mastercard was launched. We’re sorry to see you’re carrying a Balance Transfer and don’t want you to miss out on any interest-free days.

This means that any purchases will be charged the Annual Percentage Rate from the date of transaction. To take advantage of this offer, please post by this date; NAB may continue, withdraw or change the deal without notice. The offer is not available when closing/transferring to another Coles Mastercard.

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