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HSBC offers a competitive Platinum card with some great features. It offers a range of benefits, including a long 0% balance transfer period. When looking for the best credit card, it is important to find one with a low interest rate and the longest 0% period.
It is also important to compare different cards and see which offer the most benefits for your spending habits. It’s easy to get caught up in comparing cards that have high rewards rates or low interest rates. But as with most things in life, it’s about finding what works for you and what suits your spending habits.
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HSBC Platinum Features
Most of us have credit cards that are costing us way too much money in interest. And with the right strategy, you could save thousands of dollars in interest and your monthly payments could be lower too with the HSBC Platinum.
A credit card with a long 0% interest period is a golden opportunity to save money and repay your debts. If you’re considering a balance transfer, it’s important to know how many months of 0% interest you’ll get with each card. Futhermore, it also offers 0% rates for 6 to 30 months.
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HSBC Platinum credit card
Credit cards are extremely useful for all consumers, but there can be times when the interest rates on a certain card seem too high. If you’re looking to make a change, consider applying for this credit card that has no balance transfer fee and a super-low $29 annual fee for the first year.
Rewards and credit limit
Every year, people from all over the world spend billions of dollars on overseas purchases. With the help of this program, the average consumer will accrue points like never before: 2 points per $1 spent on overseas purchases and 1 point per $1 on domestic purchases. It is common knowledge that the points in a statement period can be capped at 10,000.
Some credit card companies allow consumers to request a maximum credit limit for their cards. Therefore, there is a $6,000 limit on the lowest possible credit card limit in this Platinum HSBC version. The pre-approved credit card application will ask you to enter your personal information and financial data which includes your income and payment history. Once this information is submitted the company will decide whether or not they want to offer you an increased credit limit, and it is up to $25,000
Why apply for HSBC Platinum credit card
The Visa International card is a great way for anyone traveling to a different country to gain the acceptance and access they need on purchases. This card offers travelers the ability to make purchases anywhere in the world, which is a huge help for those with one card for everyday purchases.
When you apply for a new HSBC Platinum credit card, you could be eligible to receive 0% on purchases and balance transfers for an entire year. With the introduction of the new 0% p.a. interest rate, you can enjoy a lower annual fee and no balance transfer fee for 36 months on balance transfers.
There are a number of credit cards that are available to those who want to apply for them. They come in many varieties and can be used in different ways. For instance, with a credit card there may be an annual fee. To request this credit card, an applicant must be over 18, and an Australian resident. Those are the firsts requirements.
How to apply for your HSBC Platinum
In order to qualify for the HSBC Platinum credit card people need to provide personal details such as their name and address so companies know who they are lending money too. That is why you will need proof of your current address.
Applicants can apply for the HSBC Platinum Credit Card online in 10 minutes and get an instant response in 60 seconds. HSBC offers a range of features which include travel insurance, loss and damage cover, worldwide ATM access, among other positive points.
The only requirements are that you meet the eligibility requirements and have the necessary documents on hand. For anyone who wants to take advantage of the balance transfer promotion, HSBC offers you a deal:
Eligibility requirements for HSBC Platinum card
You can transfer up to 90% of your available credit limit from non-HSBC cards and store cards and must request the perk upon application. To apply for this card, you must earn at least $40,000 a year. To be in running for consideration, you need to hold a current 457 long-stay business visa. If not, then you must be an Australian resident.
Credit history is an important aspect of your personal life and that’s why you should definitely look into having a clean report. You must be at least 18 years old to apply.
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