The Westpac Altitude Platinum Credit Card is the perfect choice for anyone looking to get the most out of their credit card. With its range of benefits, rewards and incentives, it’s easy to see why this card is so popular.

The Westpac Altitude Platinum Credit Card is one of the most competitive credit cards in Australia. It offers low rates on purchases and balance transfers, as well as bonus points for every dollar spent at restaurants, hotels, and airlines.

Westpac Altitude Platinum Rates & fees

Every year, you will have to pay $150 for your card. It is a fixed yearly fee that cannot be waived for the next year during promotional periods. Interest rates. This credit card charges a variable interest rate of 19.99% p.a., which applies to purchases, and 21.49%, which applies to cash advances.

Earn up to 45 days interest-free on new purchases when you make your monthly payment balance in full by the due date. Please note that the interest-free days do not include any longer term interest rate promotions and do not account for your current balance transfers. Add an additional cardholder to your account and earn points faster.

Most important aspect of the credit card

The Westpac Altitude Platinum Credit Card is one of the best credit cards in Australia. It has a range of benefits and rewards that make it a great choice for any Australian looking for a new credit card.

One of the most important aspects of a credit card is the safety and security it offers. With platinum cards, you not only get access to their wide range of benefits and privileges, but also to a range of complimentary insurances that you can use in case of any situation arising.

Mobile wallets let customers pay in-store using their smartphone. The Westpac Altitude Platinum Visa card can be paired with Apple Pay, Samsung Pay or Google Pay. You can also pay with your eligible fitness tracker.

Westpac Altitude Platinum Benefits

When you apply for the new Westpac Altitude Platinum credit card, you’ll receive a 110,000 bonus points if you spend $3,000 within the first three months. A reduced fee in the first year of $49 and then reverting back to $150. Apply for this discounted first-year annual membership fee.

Balance Transfer Offer. Save on your interest costs with a 0% p.a. balance transfer offer for 24 months when you pay off your existing debt today. With the Altitude Platinum credit card, you can earn up to 3 points per $1 spent on eligible purchases. Earn boosted points when you redeem for flights with partners.

Why apply for Westpac Altitude Platinum Benefits

The Westpac Altitude Platinum Card earns between 1 and 3 points per $1 spent, with the majority of points earned through flights booked with Qantas or Jetstar. The current promotional offer gives you enough points for $350 spend with other rewards including gift cards, retail items and the option to transfer frequent flyer points.

Features of the Westpac Altitude Platinum Credit Card

This card offers 110,000 bonus Altitude points and a discounted $49 annual fee in the first year. The regular annual fee goes up to $150 per year after the first year.

The first-year discounted fee may seem tempting but make sure to keep in mind that the $150 annual fee applies after the first year. Also, if you’re not eligible for interest-free days, it will have a 19.99% p.a. variable interest rate for purchases which could be significantly more expensive than a credit card with no annual fee & lower interest.

The platinum rewards card has introductory rates that make it affordable, but you should still not ignore the other costs. You should carefully compare it to other cards.

If you want to apply for the Altitude Platinum Credit Card, you can fill out the online application form and get a response within 60 seconds. First of all, though, you need to double-check that you meet the eligibility requirements before submitting your application.

How to apply for the Westpac Altitude Platinum Card

The minimum annual income is $30,000. There are a few requirements to potentially qualify for this loan. You must be an Australian citizen or permanent Australian resident, hold a strong credit record, and not be on a working holiday visa.

New customer. To be eligible for the bonus points offer, you can’t have had any Westpac reward cards in the last 12 months. You must be at least 18 years old to join. You can transfer up to 80% of your available credit limit from up to 3 Australian credit, charge or store cards not issued by Westpac to your eligible Westpac balance transfer card.

Required documents

Identification. You can provide any one of your Australian driver’s license, Medicare card or passport. For your application, you’ll need to provide us with some of your or household income, tax documents etc. These are some of the items we will need in order to assess you for a loan.

Employment details. You’ll need to list your employer’s details like the address and phone number, and proof of any other financial commitments like investment properties. An employer reference letter is also a good idea if applying for a new job or promotion. Transferring a balance means you’ll have to provide the account number, provider’s billing code and the amount of debts.

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